The 2020 murder of George Floyd ignited a racial justice movement that extended from grassroots activism to corporate boardrooms. Companies launched initiatives to ensure their workforces were more inclusive of underrepresented communities in a modern revamp of diversity, equity, and inclusion (DEI) initiatives. Many pledged to invest billions of dollars to promote racial equity and gender equality.
Фото: Toby Melville / Reuters
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The IT managers met the deadline. Now, for example, J.P. Morgan has just one system for credit cards. The new platform, called TSYS, has helped bring down the bank’s annual cost of processing statements to $52 per customer from $80. That makes J.P. Morgan one of the most efficient operators in the industry. In the branches (all of which now carry the Chase brand), computers are now sales tools; the screens prompt bankers to offer customers every Chase product they qualify for but don’t have, from home-equity loans to financial planning. One example of the new culture at work: Chase increased the number of credit card accounts opened in the branches by 55% in 2005.
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代工模式的优势显而易见——订单量大、相对稳定，但风险同样明显：对核心客户的依赖度过高。报告期内，乐欣户外前五大客户的收入占比长期稳定在57%左右，2025年前8个月，仅最大单一客户一家就贡献了17.7%的收入。
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