Other platforms take a strictly analytical approach. Monarch Money has an integrated AI assistant that lets you query deep, multi-year transaction histories using natural language. You can ask it to surface spending patterns, optimize tax strategies, explain ETFs, or project net worth trajectories. Unlike Cleo, Monarch operates entirely as an advisor — it will analyze the data, but it won't autonomously move money or make trades on your behalf.
With its climate change angle and unlikely friendships, Arco recalls two of 2024's animated standouts: Flow and The Wild Robot. But it also forges an identity of its own thanks to its stunning 2D animation, which plays like a combination of the styles of Jean Giraud (aka Mœbius) and the films of Studio Ghibli. As I wrote in my review, "In a mainstream animation landscape dominated by 3D-animated films, Arco's visuals are a testament to the enduring power of 2D work, as well as French filmmakers' commitment to the medium. If you love animation, run, don't walk — or better yet, fly by rainbow — to catch it."* — B.E.
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