（三）在当地有常住户口和固定住所；
德索托在调研中估算，发展中国家穷人手中的“沉睡资产”总额高达数万亿美元。这些资产存在，却无法流动、无法创造财富。问题不在于穷人懒惰或愚蠢，而在于制度将他们排除在资本体系之外。
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That Walmart deal was a smart way for Apple to test out the viability of cheaper MacBooks without building an entirely new product. But now the M1 Air’s design looks seriously dated, and the company also needs to move beyond the six-year-old M1 chip. It's time to get serious about delivering a true low-cost Apple laptop.
She was told she would have to have her gallbladder removed, but before she could have the operation, her gallstones caused pancreatitis – an inflammatory disease that can be fatal.